Step #1...Use theVirtual Rate Shopperto determine which loan program is right for your unique needs. You will find many lenders "real time" rate, payment and closing cost estimates. You can shop, compare and apply directly with the lender of your choice.
Have your loan approval in minutes; not days or even weeks! No risk of identity theft, no annoying phone calls and emails; which will happen if you inadvertently apply through a misleading banner ad of some mortgage lead re-seller.
Ensure you receive the best available deal. Use the Rate Shopper to compare an offer from your own local bank, credit union or mortgage broker! Remember a mere 1/2 percent higher rate on a $300,000 mortgage will cost you $31,303 over 30 years.
That's $95.28 a month!
Many lenders displayed on the Rate Shopper offer:
Significantly Lower Closing Costs!
FREE appraisals or closing cost credits!
Immediately Know Your All Inclusive Payment!
NO Upfront Application Fees!
Interest Rates Typically .375% LowerThan Many Other Banks, Credit Unions and Mortgage Brokers!
FREE Online Good Faith Estimates
FREE Pre-Qualification
FREE 24/7 Instant Online Loan Approvals
24/7 Loan Tracking
Loan Closings In As Few As 10 days!
Step #2... Find Your Dream Homeby searching the millions of available homes posted on SmartHomeSearch.com. Our National MLSallows you to view agent listings in many cities around the country. Additionally, you can search our For Sale By Owner database and maybe locate a really good deal. Make sure you contact our local Affiliate Real Estate Broker to help negotiate your best deal.
Step #3... Find Additional Savingswith our Discount Transactional Service Providers. In many areas we have pre-negotiated discounts with local Title Attorneys, Appraisers, Home Inspectors, Pest Inspectors and others. Check your shopping area for availability! Smart Home advertiser discounts alone can save you hundreds of dollars!
Further, you can save thousands of dollars as you turn your new house into a home!
Our City Savings Centersdisplay local businesses that offer our viewers significant discounts on products and services you will need. Why pay more when you can obtain quality for less? Want to see how our savings system works? Go to Local Service Providers.